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  3. SMSF Accounts

SMSF — Self-Managed Super Fund Accounts

Take control of your retirement wealth with premium pricing, powerful tax advantages, and long-term growth

Build Wealth Through Your Retirement Fund

Superannuation is already your money — an SMSF lets you invest it more effectively.

SMSF accounts outperform Individual accounts for long-term wealth creation — every time.

SMSF Account Features

  • Term Deposits & Cash Management Accounts (CMA)
  • Joint Trustee Support (ideal for couples building wealth together)
  • Tailored investment strategy based on your SMSF goals
  • Fixed interest rate options (balance dependent)
  • Monthly dividends available for cash-out
  • High compounding returns through stable long-term investing
  • Low SMSF tax rate: 15% (or 0% in pension phase)
  • Lower commissions & tighter spreads for SMSF clients
  • No monthly contribution requirements
  • Premium asset selection & diversified portfolios
  • Strong long-term wealth building
  • Estate planning benefits
  • Full visibility and access to your retirement funds

Why Choose SMSF?

Superannuation is already your money — an SMSF lets you invest it more effectively.

Tax Advantages

Invest using pre-tax money with significantly lower tax rates than individual investing

Stronger Compounding

Larger investment balances = stronger compounding returns over time

Premium Pricing

Professional-grade investment options with reduced fees and better pricing

Joint Trustee Support

Perfect for couples building wealth together with shared control

Estate Planning

Intergenerational wealth transfer with full control and transparency

Control & Flexibility

Full visibility and control over your retirement investments

SMSF Key Benefits

Invest using pre-tax money
Significantly lower tax rates than individual investing
Larger investment balances = stronger compounding
Professional-grade investment options
Premium pricing and reduced fees
Estate planning and intergenerational benefits
Joint trustee wealth building
Control, transparency, and flexibility

Superior Long-Term Performance

SMSF accounts outperform Individual accounts for long-term wealth creation — every time.

Individual Account

Standard tax rates • Higher fees • Limited compounding

SMSF Account ✓

15% tax (0% pension) • Lower fees • Maximum compounding

Start Building Your Retirement Wealth Today

Take control of your superannuation and unlock its full potential

Open SMSF Account